What HEA covers
Under the CAF Relocation Directive (CAFRD), Home Equity Assistance can reimburse 80% of the loss on the sale of your home, up to $30,000, from your Core account. The loss is generally the difference between what you paid and what you sold for.
Your relocation provider and the CAFRD decide what applies to your move. Sirva handles moves authorized on or after January 6, 2026, and BGRS handles earlier moves.
Keep these records from day one
- Your original purchase agreement and statement of adjustments
- Your listing agreement and every price change
- All offers received, accepted or not
- The final agreement of purchase and sale and closing documents
How pricing protects your claim
A defensible list price, backed by recent comparable sales, matters. So does a clear record of how the home was marketed and how the price changed. That's part of my job when I sell for a member who is posted out.
Other benefits to know
- Selling commission is reimbursed from Core, up to the pre-negotiated corporate rates.
- Real Estate Incentive: if you keep your home instead of selling, 80% of the commission you would have paid, up to $12,000.
- Mortgage penalty help, up to 3 months' interest or $5,000, when your mortgage can't be ported.
See all the home-related benefits on my military relocation page.
General information only, summarized from the CAFRD, Chapter 8. Amounts and rules can change, so always confirm your entitlements with your relocation provider.
Talk to Nick
Let's make a plan
Posted out and worried about selling at a loss? Call or text 506-304-9292 and I'll walk you through pricing and paperwork.