Before your HHT
Shortlist from wherever you're posted
- Video walk-throughs of homes before you travel
- Neighbourhoods sorted by commute to the base
- A showing schedule built around your HHT days
Oromocto & Fredericton REALTOR®
Military Relocation SpecialistNick
McMULLIN
Honesty · Integrity · Results
Fourteen years in the Canadian Armed Forces taught me to plan carefully, communicate clearly and finish the mission. I bring the same approach to helping you buy, sell, or do both at once, in Oromocto, Fredericton and the surrounding area.
14-year CAF veteran
Licensed NB REALTOR®
Buying + selling & military moves
Proud member of
Brokerage
About Nick
From service to your service
I spent 14 years in the Canadian Armed Forces. I've packed up a household, waited on a posting message and tried to buy a home in a city I'd only seen on a screen. That experience shapes how I work today.
As a REALTOR® with The Right Choice Realty and a member of The Turner Team, I help first-time buyers, growing families, downsizers and military members find the right home across Fredericton, Oromocto and the surrounding communities.
My promise is simple: straight answers, no pressure, and a clear plan from the first call to the day you get your keys.
- Service
- 14 years, Canadian Armed Forces
- Brokerage
- The Right Choice Realty, 288 Union St, Fredericton
- Team
- The Turner Team
- Areas
- Fredericton, Oromocto, Lincoln, New Maryland, Hanwell, Douglas, Gagetown, Burton, Geary and rural York, Sunbury & Queens
- Specialty
- CAF postings and relocations to and from 5th Canadian Division Support Base Gagetown
Buying & selling at the same time
Sell one home, buy the next, move once
Most of my clients aren't just buying or just selling. They need to do both, and the timing is the hard part. Sell too early and you have nowhere to live. Buy too early and you could carry two mortgages. Here's how we line it up so you move once and close on schedule.
| Strategy | How it works | Upside | Watch out for | Best when |
|---|---|---|---|---|
| Sell first | Get a firm sale on your current home, then buy with the money in hand. | You know exactly what you can spend. No risk of two mortgages. | You may need a longer closing, a rent-back or short-term housing. | The market is slower, or most of your down payment is tied up in your home. |
| Buy with a sale condition | Your offer is conditional on selling your current home. The Agreement of Purchase and Sale includes a section for exactly this. | You lock in the home you want without the risk of owning two. | The seller can keep marketing. If another offer arrives, you get a set number of hours to firm up or step aside. | Your home is priced right and likely to sell quickly. |
| Buy first | Buy firm, then list your current home, often with bridge financing to cover the gap. | You never miss the right house, and you move on your own timeline. | Bridge financing usually needs a firm sale. Otherwise you may carry both homes for a while. | The market is busy and you have strong equity or lender approval for both. |
The plan Six steps
The same game plan I use with every client who's making a move.
- Know your numbersYour equity, what your lender will approve for each scenario, and whether your mortgage can be ported to the new home.
- Price your current homeA realistic price based on recent local sales, because your sale sets the budget for your purchase.
- Choose your strategySell first, buy with a sale condition, or buy first. We decide based on your finances and the market.
- List and shop togetherYour home goes on MLS® while we search, so neither side waits on the other.
- Line up the closingsSame-day closings, or a few days' buffer. I coordinate closing dates, conditions and both lawyers.
- Move onceKeys to your new home on the day you hand over the old ones.
Tools that close the gap Options
When the dates don't line up perfectly, these can help.
- Closing dates
- Negotiate your sale and purchase to close on the same day, or a few days apart.
- Rent-back
- Stay in the home you sold for a short time after closing, as agreed with the buyer.
- Bridge financing
- A short-term loan against the equity in your firmly sold home, so you can close on the new one first.
- Porting
- Move your current mortgage and rate to the new home, which may avoid a prepayment penalty.
- Conditions
- Financing, inspection and sale-of-property conditions, timed so one deal doesn't put the other at risk.
Lending options depend on your lender and approval. I'll connect you with a mortgage professional to confirm what fits your situation. Military members can combine these with relocation benefits. See Military Moves.
Military moves
Posted to Gagetown? I've been where you are.
As a 14-year CAF veteran, I know the posting cycle, the relocation paperwork and the pressure of a short House Hunting Trip. I'll help you make the most of your benefits and find a home that works for your family, whether you're coming to Base Gagetown or leaving it.
"You get one shot at your House Hunting Trip. My job is to make sure you leave it with a home, not a shortlist."
Nick McMullin, CAF VeteranDuring your HHT
Days that are planned, not wasted
- Back-to-back showings, with offers written the same day
- Conditions timed to fit your relocation file
- Trusted local inspectors, lenders and lawyers
Selling when posted out
Sell with your benefits in mind
- Pricing and paperwork that fit your relocation claim
- Selling from a distance or under an Imposed Restriction
- Help weighing whether to keep the home and rent it out
Relocation benefits worth knowing
These are the main home-related benefits under the CAF Relocation Directive (CAFRD). Your relocation provider confirms what applies to your move. I'll help you keep the right paperwork along the way.
| Benefit | What it covers |
|---|---|
| CRSPRelocation provider | Sirva handles moves authorized on or after January 6, 2026. BGRS handles earlier moves. Register promptly after your posting message. |
| HHTHouse Hunting Trip | Funded trip to your new location to find a home. |
| —Selling commission | Real estate commission on the sale of your home is reimbursed from your Core account, up to the pre-negotiated corporate rates. |
| HEAHome Equity Assistance | If you sell for less than you paid: 80% of the loss or $30,000, whichever is less, from your Core account. |
| REIReal Estate Incentive | If you keep your home instead of selling: 80% of the commission you would have paid, up to $12,000. |
| MERPMortgage penalty | Early repayment penalty, up to 3 months' interest or $5,000 from Core, when your mortgage can't be ported. |
| ILM&MInterim lodging | Up to 10 days of lodging, meals and incidentals while you wait to move in. |
| IRImposed Restriction | You report to your new place of duty while your family stays in the current home for now. |
General information only, summarized from the CAFRD, Chapter 8 and the DND Ombudsman's ABCs of military postings. Amounts and rules can change. Always confirm your entitlements with your relocation provider.
Living near the base
Where military families settle
Base Gagetown sits in Oromocto, an easy drive from Fredericton. I'll help you balance commute, schools and budget.
- OromoctoMinutes from the gates, PMQs and amenities
- Lincoln & BurtonBetween the base and the city, larger lots
- FrederictonCity living, about 25 minutes to base
- New Maryland & HanwellQuiet suburbs on Fredericton's south side
- Geary & GagetownRural and village life, more space for the money
Questions I get asked
Oromocto & Fredericton real estate FAQ
Can I buy a new home before selling my current one in New Brunswick?
Yes. You have three main options. You can make your offer conditional on selling your current home, buy firm and use bridge financing, or sell first and negotiate a closing date that gives you time to buy. The right choice depends on your equity, your lender and how quickly homes are selling in your area. I'll walk you through the numbers before you commit.
What is a "sale of buyer's property" condition?
It's a clause in the New Brunswick Agreement of Purchase and Sale that makes your purchase conditional on selling your current home. The seller can keep marketing their property. If they receive another acceptable offer, you get a set number of hours to remove the condition or step aside.
What is bridge financing?
Bridge financing is a short-term loan that covers the gap when your new home closes before your current home. Lenders usually require a firm sale on your current home before they approve it. Your mortgage professional confirms the amount and cost.
Can my sale and purchase close on the same day?
Often, yes. We negotiate both closing dates to match, and your lawyer moves the funds from the sale to the purchase. Some clients prefer a few days' buffer, or a short rent-back on the home they sold, to make moving day easier.
I've been posted to CFB Gagetown. Where should my family live?
Oromocto puts you minutes from the base. Lincoln and Burton sit between the base and Fredericton and offer larger lots. Fredericton gives you city amenities about 25 minutes away. New Maryland and Hanwell are quiet suburbs, and Geary and Gagetown offer rural space for the money. I'll help you weigh commute, schools and budget before your House Hunting Trip.
What does CAF Home Equity Assistance (HEA) cover?
If you sell your home for less than you paid because of a posting, HEA can reimburse 80% of the loss, up to $30,000, from your Core account under the CAF Relocation Directive. Your relocation provider confirms what you're eligible for, so keep your purchase and sale paperwork organized.
Who handles CAF relocations in 2026?
Sirva is the Contracted Relocation Service Provider for moves authorized on or after January 6, 2026. BGRS continues to handle moves authorized before that date. Register with your provider as soon as you receive your posting message.
Do you help military members selling when they're posted out of Gagetown?
Yes. I list and sell homes for CAF members posted out of 5th Canadian Division Support Base Gagetown. That includes selling from a distance, selling under an Imposed Restriction, and pricing and paperwork that support your relocation claim.
What should I know about buying a rural home with a well and septic?
Many homes around Fredericton and Oromocto have a private well and septic system. I recommend making your offer conditional on a water test for bacteria, a septic inspection and a review of the well and septic disclosure. Those conditions protect you before you go firm.
What areas do you serve?
Oromocto, Fredericton, Lincoln, New Maryland, Hanwell, Douglas, Gagetown, Burton, Geary, and rural York, Sunbury and Queens counties.
Contact
Let's talk about your next move
Call or text anytime, or tell me a bit about your plans below and I'll get back to you within one business day.
Call or text
506-304-9292
Email
nick@theturnerteam.ca
Office
The Right Choice Realty
288 Union St, Fredericton, NB
288 Union St, Fredericton, NB
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Copy it and send it by text to 506-304-9292 or by email to nick@theturnerteam.ca.